Pradhan Mantri Mudra Loan Yojana 2024 @mudra.org.in, Pradhan Mantri Mudra Loan Yojana was launched in the year 2015 by the Prime Minister of our country Mr. Narendra Modi, under this scheme people of the country can get business loans of Rs. Loan up to 10 lakhs (loan up to 10 lakhs will be given for starting a small business).
If a person wants to start his own business, he can also take a loan under this scheme. Dear ojasadda.com readers, today we are going to provide you all information related to this Pradhan Mantri Mudra Loan Yojana 2024 like application process, documents, eligibility etc.
Objective of Pradhan Mantri Mudra Loan Scheme
The main objective of this scheme is that many people in the country want to start their own business but do not start due to lack of money, the central government has launched a scheme for people, under the Pradhan Mantri Challan Loan Yojana 2024, the beneficiaries can start their own small business by taking Mudra Loan. is is
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There are three types of Pradhan Mantri Mudra Loan Scheme
- Shishu Loan: Under this type of Mudra Yojana, the beneficiaries will be allotted a loan of up to ₹50000.
- Kishore Loan: Under this type of Mudra Yojana, the beneficiaries will be allotted loans ranging from ₹50000 to ₹500000.
- Tarun Loan: Under this type of Mudra Yojana, the beneficiaries will be allotted loans ranging from ₹500000 to ₹1000000.
Benefits of Pradhan Mantri Mudra Loan Yojana
Under this scheme, the citizens of the country will be given loans without any guarantee to start their business. Apart from this there is no processing charge for the loan. In Mudra Yojana, the repayment period can be extended up to 5 years. The borrower gets a Mudra card, which can be spent on business needs.
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Procedure for Applying Pradhan Mantri Mudra Loan Scheme
- Go to the official website of Mudra Yojana.
- Now the home page will open in front of you.
- On the home page you will see Mudra Yojana types that look something like this.
PMMY Kit
- General Loan Application Form for Kishore and Youth: Download
- Application Form for Infant: Download
- Check List for Infant App: Download
- Join WhatsApp group and channel
- Apply Bank of Baroda Personal Loan Online
- After this, a new page will open in front of you.
- You have to download the application form from this page.
- After this you have to take a print out of this application form.
- Now you have to carefully fill all the important information asked in the application form.
- After this you have to attach all the important documents.
- Now you have to submit this application form to your nearest bank.
- After verification of your application, you will be given the loan within 1 month.
People who start a small business and those who want to expand their small business can also apply for a loan under this Pradhan Mantri Mudra Loan.
- Borrower's age should not be less than 18 years.
- Applicant should not be a defaulter in any bank
- Aadhaar Card
- PAN card
- Permanent address of application
- Business address and proof of establishment
- Balance sheet of last three years
- Income Tax Return or Self Tax Return
- Passport size photograph
- Join WhatsApp group and channel
Benefits of Pradhan Mantri Mudra Loan Yojana
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